Mu' meneen Brothers and Sisters,

As Salaam Aleikum wa Rahmatullahi wa Barakatuh. (May Allah's Peace, Mercy and Blessings be upon all of you)

One of our brothers/sisters has asked this question:

which surah one must read to get rid of loans and to become rich

(There may be some grammatical and spelling errors in the above statement. The forum does not change anything from questions, comments and statements received from our readers for circulation in confidentiality.)

Answer:

Dua for debts and wealth

In the name of Allah, We praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. We bear witness that there is none worthy of worship but Allah Alone, and we bear witness that Muhammad (saws) is His slave-servant and the seal of His Messengers.

Beloved brother in Islam, to the best of our knowledge the Messenger of Allah (saws) has not specified or recommended the recitation of any particular Surah which would help one in strained financial circumstances or increase their sustenance….but rather the Messenger of Allah (saws) guided the believers to, in absolute awe, humility, fear and hope, call upon their Lord and make sincere supplications for whatever their hearts might desire….it is expected that their Lord will respond to their lawful supplications.

Allah says in the Holy Quran Chapter 2 Surah Baqarah verse 186:

And if My servants ask you, O Prophet, concerning Me, tell them that I am quite near to them. I hear and answer the prayer of the suppliant, when he calls on Me. So let them respond to My call and believe in Me. (Convey this to them), perhaps they may be guided aright!

Al-Tirmidhi Hadith 2257 Narrated by Abu Sa'id al-Khudri

The Prophet (saws) said, "Any Muslim who makes a supplication containing nothing which is sinful, or which involves breaking ties of relationship, will be given for it by Allah one of three things: He will give him swift answer, or store it up for him in the next world, or turn away from him an equivalent amount of evil." Those who heard it said they would then make many supplications and he (saws) replied that Allah was more ready to answer than they were to ask.

Abu Hurairah reported, "The Prophet (saws) said, "Nothing is more dear to Allah than one's supplication to Him.''

Narrated by Tirmidhi and Ibn Majah.

Salman reported that the Prophet (saws), said, "Your Lord, the Blessed and the Exalted One, is Modest and Generous, and He loathes to turn away His servant empty-handed when he raises his hands to Him in supplication."

Narrated by Ahmad and Ibn Hibban.

Abu Hurairah reported that the Prophet (saws) said, "Your supplication will be answered if you are not impatient, and if you do not say, 'I supplicated but my supplication was not heard'."

Narrated by Malik.

Amongst the best dua or supplication one may and should make when afflicted by a trial of a financial nature is the one which the Prophet (saws) taught the believers to make; it is expected that their Lord will respond to their supplications and make their trial easy for them.

Fiqh-us-Sunnah Fiqh 4.131b

Ali related that a slave, who had agreed on terms of his freedom with his master, came to him and said, "I cannot pay my master as I agreed in the terms of freedom, so help me." Ali said to him, "Let me teach you the supplication that the Prophet (saws) taught me. If you say it, Allah will cause your debt to be paid even if it be as great as a mountain. Say, 'O Allah, make Your lawful bounties sufficient for me so as to save me from what is unlawful, and from Your Grace grant me sufficient abundance to make me free from the need of all except You'."

Related by Tirmidhi.

Ref: supplications for increase in sustenance and wealth.

Allah Says in the Holy Quran Chapter 29 Surah Ankabut verse 62:

62 Allah enlarges the sustenance (which He gives) to whichever of His servants He pleases; and He (similarly) grants by (strict) measure (as He pleases): for Allah has full knowledge of all things.

Allah Says in the Holy Quran Chapter 42 Surah Shura verse 12:

12 To Him belong the keys of the heavens and the earth: He enlarges and restricts the sustenance to whom He Wills: for He knows full well all things.

Dear and beloved brother in Islam, the amount of sustenance (rizk) of each and every animate being depends entirely and solely upon the Will and Decree of the Lord Most Gracious, Most Bounteous.

The Lord Most High, Most Supreme tests some amongst His slaves by providing with abundant sustenance…to see whether or not they are grateful and thankful to their Lord for His innumerable favors. Similarly, the Lord Most Gracious restricts the sustenance of some amongst His creation as a test to see whether or not they are patient with the Decree of their Lord.

When asking for wealth or anything of the world, one should make sure they beseech their Lord to provide them with the ‘halaal’ and bestow upon them the ‘tawfeeq’ and ability to spend of what He has provided them in His Cause. One should also be careful that one does not always and only ask for wealth or things that are useful in this world….but balance their supplications for the good of the world with imploring their Lord to also give them the good of the Hereafter….that would be closer to piety and righteousness in the Sight of Allah Subhanah.

Allah Says in the Holy Quran Chapter 17 Surah Israa verses 18-21:

18 If any do wish for the transitory things (of this life) We readily grant them--such things as We Will to such persons as We Will: in the end have We provided Hell for them: they will burn therein disgraced and rejected.

19 Those who do wish for the (things of) the Hereafter and strive therefore with all due striving and have Faith, they are the ones whose striving is acceptable (to Allah).

20 Of the bounties of thy Lord We bestow freely on all these as well as those: the bounties of thy Lord are not closed (to anyone).

21 See how We have bestowed more on some than on others; but verily the Hereafter is more in rank and gradation and more in excellence.

Allah Says in the Holy Quran Chatper 2 Surah Baqarah verses 200-202:

200 There are men who say: "Our Lord! Give us (Thy bounties) in this world!" but they will have no portion in the hereafter.

201 And there are men who say: "Our Lord! Give us good in this world and good in the Hereafter and defend us from the torment on the fire!"

202 To these will be allotted what they have earned and Allah is quick in account.

Whatever written of Truth and benefit is only due to Allah’s Assistance and Guidance, and whatever of error is of me alone. Allah Alone Knows Best and He is the Only Source of Strength.

Your brother and well wisher in Islam,

Burhan