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Return of debts

Mu' meneen Brothers and Sisters,

As Salaam Aleikum wa Rahmatullahi wa Barakatuh.  (May Allah's Peace, Mercy and Blessings be upon all of you)


One of our brothers/sisters has asked this question:

i have a question sir about money some body steals from ur account and then they promise to pay it later when they were caught with proof but instead of settling the amount they spend in xtra lavish spending like travel abroad frequently even though they have money they give charity feed the poor and no paying of the debt even though we gave them 4 yrs.time to pay it off pls suggest if more time should be given when they are doing all this and having money in their account thank you.


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Return of debts

In the name of Allah, We praise Him, seek His help and ask for His forgiveness. Whoever Allah guides none can misguide, and whoever He allows to fall astray, none can guide them aright. We bear witness that there is no one (no idol, no person, no grave, no prophet, no imam, no dai, nobody!) worthy of worship but Allah Alone, and we bear witness that Muhammad(saws) is His slave-servant and the seal of His Messengers.


If one has taken some money from another and promises to pay back later, but for some reason delays or refuses to pay that amount back; the one to whom the money is owed has full rights in Islam to take legal action, go to the police or authorities, etc. and demand that the amount be paid back in full; especially if one who owes the money has the ability to pay it back, but is unwilling to do so.


But if one has knowledge that the one who owes the money has the willingness to return the loan back, but is in strained circumstances, it would be akin to righteousness and piety to grant them time till it is easy for them to repay; and if the person who is owed the money remits the amount or part of the amount by way of Sadaqah, it would earn the Pleasure of the Merciful Lord and become a source of gaining huge rewards for him in the Hereafter.


Allah Says in the Holy Quran Chapter 2 Surah Baqarah verses 280-281:

280 If the debtor is in a difficulty, grant him time till it is easy for him to repay. But if ye remit if by way of charity, that is best for you if ye only knew.

281 And fear the day when ye shall be brought back to Allah. Then shall every soul be paid what it earned and none shall be dealt with unjustly.


The repayment of debts is considered an extremely serious issue in Islam, and Allah and His Messenger (saws) have constantly commanded the believers to repay their debts.


Allah Says in the Holy Quran Chapter 4 Surah Nisaa verse 58: Allah doth command you to render back your trusts to those to whom they are due; and when ye judge between man and man that ye judge with justice: Verily, how excellent is the teaching which He giveth you! for Allah is He who heareth and seeth all things.


Allah Says in the Holy Quran Chapter 4 Surah Nisaa verse 12: In what your wives leave your share is a half if they leave no child; but if they leave a child ye get a fourth; after payment of legacies and debts. In what ye leave their share is a fourth if ye leave no child; but if ye leave a child they get an eighth; after payment of legacies and debts. If the man or woman whose inheritance is in question has left neither ascendants nor descendants but has left a brother or a sister each one of the two gets a sixth; but if more than two they share in a third; after payment of legacies and debts; so that no loss is caused (to anyone). Thus is it ordained by Allah and Allah is All-Knowing Most Forbearing.


Abu Hurairah narrated that the Messenger of Allah (saws) said: "A believer's soul remains in suspense (cannot enter Paradise) until all his debts are paid off."

(Related by Ahmad, Ibn Majah, and Tirmidhi.)


Al-Tirmidhi Hadith 2929 Narrated by Muhammad ibn Abdullah ibn Jahsh

The Messenger of Allah (saws) said: By Him in whose hand Muhammad's soul is, if a man were to be killed in Allah's path then come to life, be killed again in Allah's path then come to life, and be killed once more in Allah's path then come to life owing a debt, he would not enter Paradise till his debt was paid."


Sahih Al-Bukhari Hadith 3.585 Narrated by Abu Huraira

The Messenger of Allah (saws) said, "Procrastination (delay) in repaying debts by a wealthy person is injustice."


Abu Hurayrah said that the Prophet (saws) said: "If anyone takes other people's money with the intention to repay it and then he or she should die without settling the debt, Allah will pay the debt on his behalf. And if anyone takes money or property (of others) with the intention of destroying it, Allah will destroy him."

(Related by Bukhari)


Whatever written of Truth and benefit is only due to Allahs Assistance and Guidance, and whatever of error is of me. Allah Alone Knows Best and He is the Only Source of Strength.


Your Brother in Islam,







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